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Toronto Retirement Planning
Retirement Planning Information on Canada Pension Plan (CPP), Old Age Security (OAS) and other Canadian government retirement, survivor and disability pensions.
Toronto Retirement and Pensions

The Canada Pension Plan (CPP), Old Age Security (OAS) and other Canadian government retirement, survivor and disability pensions.

Stay current on one of Canada's best tax breaks - registered retirement savings plans or RRSPs. Deadline's to make RRSP contributions eligible for deductions on your income tax is midnight March 2, 2009.

Canada Investing Finance Guide


Ways to find out the amount of RRSP contributions you are allowed to deduct for your income taxes.
    1) Check Last Year's Income Tax Notice of Assessment
    Your RRSP deduction limit can be found in the RRSP Deduction Limit Statement on your latest Notice of Assessment or Notice of Reassessment.

    2) Call the Tax Information Phone Service (TIPS)
    Call Canada Customs and Revenue Agency TIPS at 1-800-267-6999. The service is available from the middle of September to April 30.
    You will be asked for your Social Insurance Number, your month and year of birth, and the total income you reported on line 150 of your income tax return for the previous year.

    3) Use the Quick Access Service
    You can use the Canada Revenue Agency Quick Access service online to find out the limit of your RRSP contributions allowed for your income taxes.

    4) Use the My Account Service
    You can also use the Canada Revenue Agency My Account service online to find out the limit of your RRSP contributions allowed for your income taxes.

Canada's Old Age Security pension is a monthly payment available to most Canadians 65 or older. You must apply to receive benefits.
Here's How
: At least six months before you turn 65, pick up an application kit at a Service Canada office or download the kit in PDF. You can also call 1-800-277-9914 toll-free for an application kit.

Toronto Canada's retirement income system has three levels:
    Old Age Security ( OAS)
    the Canada Pension Plan (CPP)
    and private pensions and savings.
CPP was established in 1966, providing basic benefits when a contributor to the Plan becomes disabled or retires. At the contributor's death, the Plan provides benefits to his or her survivors.

CPP retirement pension is a monthly benefit paid to people who have contributed to the Canada Pension Plan. The pension is designed to replace about 25 percent of the earnings on which a person's contributions were based. You qualify for a CPP retirement pension if you have made at least one valid contribution (payment) to the Plan and if:
    you are at least 65
    or you are between 60 and 64, and meet the earning requirements set out in the legislation.
Your retirement pension does not start automatically. You must apply for it (unless you already receive a CPP disability benefit and turn 65, at which point your disability benefit automatically changes to a retirement pension).

If you are between 60 and 64, you may qualify for retirement pension by doing the following...
    Stop working - This means that you are not working by the end of the month before the CPP retirement pension begins and during the month in which it begins. For example, if you want your pension to begin in April, you have to stop working by the end of March and you cannot work during the month of April.
    or
    Your income is less than a specified amount - Meaning you earn less than the current monthly maximum CPP retirement pension payment in the month before your pension begins and in the month it begins. For example, if you want your pension to begin in April 2010, you need to earn less than X amount of dollars in both March and April. Once you start receiving your CPP pension, you can work as much as you want without affecting your pension amount, but you cannot contribute to the CPP on any future earnings from employment.

Toronto Retirement Planning Companies



1445725 Ontario Inc Alpha Mega House - 416-516-3556 127 Dunn Avenue , Toronto , ON M6K2R8 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Abbeyfield Houses Society Of Canada - 416-920-7483 427 Bloor Street West , Toronto , ON M5S1X7 Investing Guide Category : Retirement Communities & Homes www.abbeyfield.ca
Retirement, RRSP, OAS, CPP



All Seniors Care Living Centres Ltd - 416-323-3773 175 Bloor E , Toronto , ON M4W3R8 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Alpha Omega House - 416-516-4128 127 Dunn Avenue , Toronto , ON M6K2R8 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP




Amica Mature Lifestyles - 416-927-0055 Amica at The Balmoral Club 155 Balmoral Avenue , Toronto , ON M4V1J5 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Amica Mature Lifestyles - Amica at The Balmoral Club - 416-927-0055 155 Balmoral Avenue , Toronto , ON M4V1J5 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Aon Consulting Inc - 416-542-5500 145 Wellington Street West , Toronto , ON M5J1H8 Investing Guide Category : Retirement Planning Consultants, Management Consultants www.aon.ca
Retirement, RRSP, OAS, CPP



Assante Capital Management Ltd - 416-968-2310 21 St Clair E , Toronto , ON M4T1L9 Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP



Avondale Residence - 416-778-7803 1238 Queen East , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Avondale Retirement Residence - 416-778-7803 1238 Queen Street East , Toronto , ON M4L1C3 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Baker Centre - 416-654-2889 1 Northwestern , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Baker Centre - 416-654-2889 1 Northwestern Avenue , Toronto , ON M6M2J7 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Baker Retirement Centre - 416-654-2889 1 Northwestern , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Beach Arms Retirement Residence - 416-698-0414 505 Kingston Road , Toronto , ON M4L1V5 Keyword : Beach Arms Retirement Residence 505 Kingston Rd 4166980414 www.beacharms.com Pri.. Investing Guide Category : Retirement Communities & Homes, Nursing Homes www.beacharms.com
Retirement, RRSP, OAS, CPP



Belmont House - 416-964-9231 55 Belmont Street , Toronto , ON M5R1R1 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Bill McMurray Residence - 416-533-1155 180 Sheridan Avenue , Toronto , ON M6K3C7 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Birkshire Investment Group Inc - 416-932-8883 3204 Yonge Street , Toronto , ON M4N2L2 Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP



Bloor Street West Village Retirement Residence - 416-766-2247 1926 Bloor Street West , Toronto , ON M6P3K8 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Bongard Jaymie Insurance & Retirement Services Inc - 416-484-1011 20 Holly Street , Toronto , ON M4S3B1 Investing Guide Category : Insurance-life, health & Travel
Retirement, RRSP, OAS, CPP



Bradgate Arms Retirement Residence - 416-968-1331 54 Foxbar Road , Toronto , ON M4V2G6 Investing Guide Category : Retirement Communities & Homes, Homes-Elderly People
Retirement, RRSP, OAS, CPP



Briar Crest Retirement Home - 416-533-3617 80 Wychwood Park , Toronto , ON M6G2V5 Investing Guide Category : Nursing Homes
Retirement, RRSP, OAS, CPP



Briton House Retirement Centre The - 416-487-3392 720 Mount Pleasant Road , Toronto , ON M4S2N6 Keyword : retirement Investing Guide Category : Retirement Communities & Homes www.britonhouse.com
Retirement, RRSP, OAS, CPP



Care Planning Partners Inc - 416-287-2273 20 Rivermede , Toronto , ON Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP



Carter Manor Ltd - 416-531-1621 103 Tyndall Avenue , Toronto , ON M6K2G1 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Centennial Park Place Retirement Residence - 416-621-2139 25 Centennial Park Road , Toronto , ON M9C5H1 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Central Health Services - 416-966-3456 1802-415 Yonge Street , Toronto , ON M5B2E7 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Central Park Lodge Retirement Residence - 416-241-1113 303 Queen's Dr , Toronto , ON Investing Guide Category : Homes-Elderly People
Retirement, RRSP, OAS, CPP



Central Park Lodge Retirement Residence - 416-241-1113 303 Queen's Drive , Toronto , ON M6L3C1 Investing Guide Category : Homes-Elderly People
Retirement, RRSP, OAS, CPP



Chartwell Classic Village Park - 416-925-2283 282 St Clair W , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Chartwell Select Scarlett Heights - 416-977-0867 4005 Eglinton Ave W Etobicoke , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Christie Gardens Apartments & Care - 416-530-1330 600 Melita Crescent , Toronto , ON M6G3Z4 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Claremont Retirement Residence The - 416-440-0012 305 Balliol Street , Toronto , ON M4S3H5 Investing Guide Category : Retirement Communities & Homes, Homes-Elderly People, Nursing Homes
Retirement, RRSP, OAS, CPP



Cowan House - 416-535-7666 54 Cowan Avenue , Toronto , ON M6K2N4 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Cupchik Will Dr - 416-485-8064 250 St Clair Avenue West , Toronto , ON M4V1R6 Therapy for Adults•Couples•Parent&AdultChild Loss•Depression•Anger•Stress•Mid-Life, Exec. & Investing Guide Category : Psychologists & Psychological Associates
Retirement, RRSP, OAS, CPP



Delaney P & Associates - 416-591-5300 20 Queen Street West , Toronto , ON M5H3R3 Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP



Donway Place & Don Mill Seniors' Apartments - 416-445-7555 8 The Donway East , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Donway Place & Don Mills Seniors' Apartments - 416-445-7555 8 The Donway East , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Donway Place & Don Mills Seniors Apartments - 416-445-7555 8 The Donway East , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Dowling Rest Home - 416-534-5274 124 Dowling Avenue , Toronto , ON M6K3A6 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Dundee Private Investors Inc Spera Financial - 416-489-8500 1 Eglinton Avenue East , Toronto , ON M4P3A1 Financial, Estate & Tax Planning Investment Advice Situations including marital breakdown, retirement, loss of spouse, health changes, job loss, Complimentary Investing Guide Category : Financial Planning Consultants
Retirement, RRSP, OAS, CPP



ECC Group-Personal Financial Advisors - 416-364-0181 100 Simcoe Street , Toronto , ON M5H3G2 Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP



Eden Manor - 416-515-1136 251 St George , Toronto , ON M5R2M2 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Fantasy Farm - 416-425-9122 Pottery Rd , Toronto , ON M4J4Y1 Keyword : retirements Investing Guide Category : Banquet Rooms, Caterers, Halls & Auditoriums www.fantasyfarm.ca
Retirement, RRSP, OAS, CPP



Fellowship Towers - 416-923-8887 877 Yonge Street , Toronto , ON M4W3M2 Investing Guide Category : Retirement Communities & Homes www.fellowshiptowers.com
Retirement, RRSP, OAS, CPP



Forest Hill Place - 416-785-1511 645 Castlefield Avenue , Toronto , ON M5N3A5 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Forest Hill Place Retirement Residence - 416-785-1511 645 Castlefield Avenue , Toronto , ON M5N3A5 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Four Teddington Park Avenue - 416-481-2986 4 Teddington Park Avenue , Toronto , ON M4N2C3 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Gibson Retirement Community The - 416-498-5588 1955 Steeles Ave E Willowdale , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Green Irving - 416-485-5430 118 Eglinton Avenue West , Toronto , ON M4R2G4 Keyword : Personal Financial Planning Estate Planning Retirement Planning 118 EGLINTON .. Investing Guide Category : Accountants-Public
Retirement, RRSP, OAS, CPP



Guthrie Bickerstaff Limited - 416-925-2212 180 Bloor Street West , Toronto , ON M5S2V6 - Home - Auto - Small Business Specialists - Free Telephone Quotations www.guthriebickerstaff.on.ca Keyword : retirement Investing Guide Category : Insurance Brokers www.guthriebickerstaff.on.ca
Retirement, RRSP, OAS, CPP



Hayden Annuity & Retirement Counsellors Insurance Agency Ltd - 416-864-0669 67 Yonge Street , Toronto , ON M5E1J8 Investing Guide Category : Retirement Planning Consultants, Annuities
Retirement, RRSP, OAS, CPP



Hayden Annuity & Retirement Counsellors Insurance Agency Ltd - 416-864-9816 67 Yonge Street , Toronto , ON M5E1J8 Investing Guide Category : Retirement Planning Consultants, Annuities
Retirement, RRSP, OAS, CPP



Hazelton Place - 416-928-0111 111 Avenue Road , Toronto , ON M5R3J8 Keyword : Retire Investing Guide Category : Retirement Communities & Homes www.hazeltonplace.ca info.hazelton@diversicare.ca
Retirement, RRSP, OAS, CPP



Hellenic Home For The Aged Inc - 416-654-7700 33 Winona Drive , Toronto , ON M6G3Z7 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Kennedy Residence - 416-922-7674 300 Sherbourne Street , Toronto , ON M5A2S1 Investing Guide Category : Retirement Communities & Homes www.kennedyresidence.ca
Retirement, RRSP, OAS, CPP



Kingsway Arms - 416-266-4445 2881 Eglinton av E , Toronto , ON M1J3P4 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Lansing Residence - 416-250-7029 10 Senlac Rd , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Lansing Residence - 705-250-7029 10 Senlac Rd , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Lawton Park - 416-481-0620 101 Lawton Boulevard , Toronto , ON M4V1Z6 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Liberty Place - 416-699-6622 500 Kingston Road , Toronto , ON M4L1V3 Keyword : retirement, Liberty Place In the Beaches Retirement Residence Exceptional Retire.. Investing Guide Category : Retirement Communities & Homes www.libertyplace.ws
Retirement, RRSP, OAS, CPP



Liburd Centre - 416-531-3292 408 Dovercourt Road , Toronto , ON M6J3E7 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Livingstone Lodge - 416-264-4348 65 Livingstone Avenue , Toronto , ON M6E2L7 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



MacStephen & Associates - 416-861-1569 65 Queen Street West , Toronto , ON M5H2M5 Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP



Mandis Inc - 416-593-6555 111 Peter Street , Toronto , ON M5V2H1 Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP



Meadowcroft Retirement Communities - 416-621-2139 25 Centennial Park Rd Etobicoke , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Meighen Retirement Residence - 416-481-5557 84 Davisville Avenue , Toronto , ON M4S1G1 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Mercer - 416-868-2000 161 Bay , Toronto , ON Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP



Mott John R Chartered Accountant - 416-487-7347 2300 Yonge Street , Toronto , ON M4P1E4 Professional tax specialist & advisor - CA Taxation, accounting & consulting services Income tax return preparation & filing American expatriate & US Keyword : retirement Investing Guide Category : Accountants-Public www.johnmott.com
Retirement, RRSP, OAS, CPP



Mott John R Chartered Accountant & CFP - 416-487-7347 2300 Yonge Street , Toronto , ON M4P1E4 Keyword : retirement Investing Guide Category : Financial Planning Consultants www.johnmott.com
Retirement, RRSP, OAS, CPP



Mott John R Chartered Accountant & CPA - 416-487-7347 2300 Yonge Street , Toronto , ON M4P1E4 Keyword : retirement Investing Guide Category : Tax Consultants, Tax Return Preparation www.johnmott.com
Retirement, RRSP, OAS, CPP



New Horizons Tower - 416-536-6111 1140 Bloor Street West , Toronto , ON M6H4E6 Investing Guide Category : Retirement Communities & Homes www.newhorizonstower.com Profile
Retirement, RRSP, OAS, CPP



O'Neil Centre - 416-536-1116 33 Christie Street , Toronto , ON M6G3B1 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Patrick Longhurst Advisory Services Inc - 416-815-7200 36 Toronto Street , Toronto , ON M5C2C5 Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP



PWL Capital Inc - 416-203-0067 3 Church Street , Toronto , ON M5E1M2 Portfolio Management - Financial Planning www.pwlcapital.com Keyword : retirement Investing Guide Category : Investment Dealers www.pwlcapital.com
Retirement, RRSP, OAS, CPP



Quench Events Inc - 647-435-7143 218 Queens Quay West , Toronto , ON M5J2Y6 Keyword : retirement Investing Guide Category : Event Planning www.boutique-events.com
Retirement, RRSP, OAS, CPP



Ray McCleary Towers - 416-465-5495 Administration 444 Logan Avenue , Toronto , ON M4M2P1 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Retirement Compensation Funding Inc - 416-364-6444 67 Yonge Street , Toronto , ON M5E1J8 Investing Guide Category : Retirement Income Funds www.rcf.ca
Retirement, RRSP, OAS, CPP



Revera Health Services - 416-966-3456 415 Yonge Street , Toronto , ON M5B2E7 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



St Anne's Place - 416-536-2761 661 Dufferin Street , Toronto , ON M6K2B3 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



St Joseph's Senior Citizens Apts (St Joseph's Place) - 416-466-7789 67 Curzon Street , Toronto , ON M4M3J3 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Tapestry At Village Gate West - 416-777-2911 5129 Dundas St West , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Terrace Gardens - 416-789-7670 3705 Bathurst , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



Terrace Gardens Retirement Residence - 416-789-7670 3705 Bathurst Street , Toronto , ON M6A2E8 Investing Guide Category : Retirement Communities & Homes, Home Health Care Services, Nurses
Retirement, RRSP, OAS, CPP



Terra Nova - 416-588-3847 1289 Dundas W , Toronto , ON M6J1X8 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



The Annex - 416-961-6446 123 Spadina , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



The Annex Retirement Residence - 416-961-6446 123 Spadina , Toronto , ON Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



The Dunfield - 416-481-8524 77 Dunfield Avenue , Toronto , ON M4S2H3 Keyword : AND EGLINTON NEIGHBOURHOOD A NEW RETIREMENT Residence Residence Inclusive Ind.. Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



The Dunfield Retirement Community - 416-481-8524 77 Dunfield Avenue , Toronto , ON M4S2H3 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



The Dunfield Retirement Community - 416-481-8524 45 Dunfield Avenue , Toronto , ON M4S2H4 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



The Grenadier Retirement Residence - 416-769-2885 6-2100 Bloor Street West , Toronto , ON M6S5A5 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



The Grenadier Retirement Residence - 416-769-2885 2100 Bloor Street West , Toronto , ON M6S1M7 Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



The Russell Hill Retirement Residence - 416-922-8005 262 St Clair Avenue West , Toronto , ON M4V1R8 Keyword : The Russell Hill Retirement Residence ELEGANT RETIREMENT LIVING ST. CLAIR AVENUE.. Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP



TransAtlantic Transfers Inc - 416-815-0076 67 Yonge Street , Toronto , ON M5E1J8 Investing Guide Category : Retirement Planning Consultants www.transatlantictransfers.co
Retirement, RRSP, OAS, CPP



VIP SITTERS Pet & House Care - 416-361-0000 154 University Avenue , Toronto , ON M5H3Y9 Investing Guide Category : House Sitters, Kennels, Pet Sitting Services… www.vipsitters.com
Retirement, RRSP, OAS, CPP



VIP SITTERS Pet & House Care - 416-361-0000 28 Overlea Boulevard , Toronto , ON M4H1B6 Investing Guide Category : House Sitters, Kennels, Pet Sitting Services… www.vipsitters.com
Retirement, RRSP, OAS, CPP



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