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Toronto Retirement and Pensions
The Canada Pension Plan (CPP), Old Age Security (OAS) and other Canadian government retirement, survivor and disability pensions.
Stay current on one of Canada's best tax breaks - registered retirement savings plans or RRSPs. Deadline's to make RRSP contributions eligible for deductions on your income tax is midnight March 2, 2009.

Ways to find out the amount of RRSP contributions you are allowed to deduct for your income taxes.
1) Check Last Year's Income Tax Notice of Assessment
Your RRSP deduction limit can be found in the RRSP Deduction Limit Statement on your latest Notice of Assessment or Notice of Reassessment.
2) Call the Tax Information Phone Service (TIPS)
Call Canada Customs and Revenue Agency TIPS at 1-800-267-6999. The service is available from the middle of September to April 30.
You will be asked for your Social Insurance Number, your month and year of birth, and the total income you reported on line 150 of your income tax return for the previous year.
3) Use the Quick Access Service You can use the Canada Revenue Agency Quick Access service online to find out the limit of your RRSP contributions allowed for your income taxes.
4) Use the My Account Service You can also use the Canada Revenue Agency My Account service online to find out the limit of your RRSP contributions allowed for your income taxes. Canada's Old Age Security pension is a monthly payment available to most Canadians 65 or older. You must apply to receive benefits. Here's How: At least six months before you turn 65, pick up an application kit at a Service Canada office or download the kit in PDF. You can also call 1-800-277-9914 toll-free for an application kit.
Toronto Canada's retirement income system has three levels:
Old Age Security ( OAS) the Canada Pension Plan (CPP) and private pensions and savings. CPP was established in 1966, providing basic benefits when a contributor to the Plan becomes disabled or retires. At the contributor's death, the Plan provides benefits to his or her survivors.
CPP retirement pension is a monthly benefit paid to people who have contributed to the Canada Pension Plan. The pension is designed to replace about 25 percent of the earnings on which a person's contributions were based. You qualify for a CPP retirement pension if you have made at least one valid contribution (payment) to the Plan and if:you are at least 65 or you are between 60 and 64, and meet the earning requirements set out in the legislation. Your retirement pension does not start automatically. You must apply for it (unless you already receive a CPP disability benefit and turn 65, at which point your disability benefit automatically changes to a retirement pension).
If you are between 60 and 64, you may qualify for retirement pension by doing the following...Stop working - This means that you are not working by the end of the month before the CPP retirement pension begins and during the month in which it begins. For example, if you want your pension to begin in April, you have to stop working by the end of March and you cannot work during the month of April. or Your income is less than a specified amount - Meaning you earn less than the current monthly maximum CPP retirement pension payment in the month before your pension begins and in the month it begins. For example, if you want your pension to begin in April 2010, you need to earn less than X amount of dollars in both March and April. Once you start receiving your CPP pension, you can work as much as you want without affecting your pension amount, but you cannot contribute to the CPP on any future earnings from employment.
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Toronto Retirement Planning Companies
1445725 Ontario Inc Alpha Mega House - 416-516-3556
127 Dunn Avenue , Toronto , ON M6K2R8
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Abbeyfield Houses Society Of Canada - 416-920-7483
427 Bloor Street West , Toronto , ON M5S1X7
Investing Guide Category : Retirement Communities & Homes
www.abbeyfield.ca Retirement, RRSP, OAS, CPP
All Seniors Care Living Centres Ltd - 416-323-3773
175 Bloor E , Toronto , ON M4W3R8
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Alpha Omega House - 416-516-4128
127 Dunn Avenue , Toronto , ON M6K2R8
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Amica Mature Lifestyles - 416-927-0055
Amica at The Balmoral Club
155 Balmoral Avenue , Toronto , ON M4V1J5
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Amica Mature Lifestyles - Amica at The Balmoral Club - 416-927-0055
155 Balmoral Avenue , Toronto , ON M4V1J5
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Aon Consulting Inc - 416-542-5500
145 Wellington Street West , Toronto , ON M5J1H8
Investing Guide Category : Retirement Planning Consultants, Management Consultants
www.aon.ca Retirement, RRSP, OAS, CPP
Assante Capital Management Ltd - 416-968-2310
21 St Clair E , Toronto , ON M4T1L9
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Avondale Residence - 416-778-7803
1238 Queen East , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Avondale Retirement Residence - 416-778-7803
1238 Queen Street East , Toronto , ON M4L1C3
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Baker Centre - 416-654-2889
1 Northwestern , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Baker Centre - 416-654-2889
1 Northwestern Avenue , Toronto , ON M6M2J7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Baker Retirement Centre - 416-654-2889
1 Northwestern , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Beach Arms Retirement Residence - 416-698-0414
505 Kingston Road , Toronto , ON M4L1V5
Keyword : Beach Arms Retirement Residence 505 Kingston Rd 4166980414 www.beacharms.com Pri..
Investing Guide Category : Retirement Communities & Homes, Nursing Homes
www.beacharms.com Retirement, RRSP, OAS, CPP
Belmont House - 416-964-9231
55 Belmont Street , Toronto , ON M5R1R1
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Bill McMurray Residence - 416-533-1155
180 Sheridan Avenue , Toronto , ON M6K3C7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Birkshire Investment Group Inc - 416-932-8883
3204 Yonge Street , Toronto , ON M4N2L2
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Bloor Street West Village Retirement Residence - 416-766-2247
1926 Bloor Street West , Toronto , ON M6P3K8
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Bongard Jaymie Insurance & Retirement Services Inc - 416-484-1011
20 Holly Street , Toronto , ON M4S3B1
Investing Guide Category : Insurance-life, health & Travel
Retirement, RRSP, OAS, CPP
Bradgate Arms Retirement Residence - 416-968-1331
54 Foxbar Road , Toronto , ON M4V2G6
Investing Guide Category : Retirement Communities & Homes, Homes-Elderly People
Retirement, RRSP, OAS, CPP
Briar Crest Retirement Home - 416-533-3617
80 Wychwood Park , Toronto , ON M6G2V5
Investing Guide Category : Nursing Homes
Retirement, RRSP, OAS, CPP
Briton House Retirement Centre The - 416-487-3392
720 Mount Pleasant Road , Toronto , ON M4S2N6
Keyword : retirement
Investing Guide Category : Retirement Communities & Homes
www.britonhouse.com Retirement, RRSP, OAS, CPP
Care Planning Partners Inc - 416-287-2273
20 Rivermede , Toronto , ON
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Carter Manor Ltd - 416-531-1621
103 Tyndall Avenue , Toronto , ON M6K2G1
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Centennial Park Place Retirement Residence - 416-621-2139
25 Centennial Park Road , Toronto , ON M9C5H1
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Central Health Services - 416-966-3456
1802-415 Yonge Street , Toronto , ON M5B2E7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Central Park Lodge Retirement Residence - 416-241-1113
303 Queen's Dr , Toronto , ON
Investing Guide Category : Homes-Elderly People
Retirement, RRSP, OAS, CPP
Central Park Lodge Retirement Residence - 416-241-1113
303 Queen's Drive , Toronto , ON M6L3C1
Investing Guide Category : Homes-Elderly People
Retirement, RRSP, OAS, CPP
Chartwell Classic Village Park - 416-925-2283
282 St Clair W , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Chartwell Select Scarlett Heights - 416-977-0867
4005 Eglinton Ave W Etobicoke , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Christie Gardens Apartments & Care - 416-530-1330
600 Melita Crescent , Toronto , ON M6G3Z4
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Claremont Retirement Residence The - 416-440-0012
305 Balliol Street , Toronto , ON M4S3H5
Investing Guide Category : Retirement Communities & Homes, Homes-Elderly People, Nursing Homes
Retirement, RRSP, OAS, CPP
Cowan House - 416-535-7666
54 Cowan Avenue , Toronto , ON M6K2N4
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Cupchik Will Dr - 416-485-8064
250 St Clair Avenue West , Toronto , ON M4V1R6
Therapy for Adults•Couples•Parent&AdultChild
Loss•Depression•Anger•Stress•Mid-Life, Exec. &
Investing Guide Category : Psychologists & Psychological Associates
Retirement, RRSP, OAS, CPP
Delaney P & Associates - 416-591-5300
20 Queen Street West , Toronto , ON M5H3R3
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Donway Place & Don Mill Seniors' Apartments - 416-445-7555
8 The Donway East , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Donway Place & Don Mills Seniors' Apartments - 416-445-7555
8 The Donway East , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Donway Place & Don Mills Seniors Apartments - 416-445-7555
8 The Donway East , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Dowling Rest Home - 416-534-5274
124 Dowling Avenue , Toronto , ON M6K3A6
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Dundee Private Investors Inc Spera Financial - 416-489-8500
1 Eglinton Avenue East , Toronto , ON M4P3A1
Financial, Estate & Tax Planning Investment Advice Situations including marital
breakdown, retirement, loss of spouse, health changes, job loss, Complimentary
Investing Guide Category : Financial Planning Consultants
Retirement, RRSP, OAS, CPP
ECC Group-Personal Financial Advisors - 416-364-0181
100 Simcoe Street , Toronto , ON M5H3G2
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Eden Manor - 416-515-1136
251 St George , Toronto , ON M5R2M2
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Fantasy Farm - 416-425-9122
Pottery Rd , Toronto , ON M4J4Y1
Keyword : retirements
Investing Guide Category : Banquet Rooms, Caterers, Halls & Auditoriums
www.fantasyfarm.ca Retirement, RRSP, OAS, CPP
Fellowship Towers - 416-923-8887
877 Yonge Street , Toronto , ON M4W3M2
Investing Guide Category : Retirement Communities & Homes
www.fellowshiptowers.com Retirement, RRSP, OAS, CPP
Forest Hill Place - 416-785-1511
645 Castlefield Avenue , Toronto , ON M5N3A5
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Forest Hill Place Retirement Residence - 416-785-1511
645 Castlefield Avenue , Toronto , ON M5N3A5
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Four Teddington Park Avenue - 416-481-2986
4 Teddington Park Avenue , Toronto , ON M4N2C3
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Gibson Retirement Community The - 416-498-5588
1955 Steeles Ave E Willowdale , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Green Irving - 416-485-5430
118 Eglinton Avenue West , Toronto , ON M4R2G4
Keyword : Personal Financial Planning Estate Planning Retirement Planning 118 EGLINTON ..
Investing Guide Category : Accountants-Public
Retirement, RRSP, OAS, CPP
Guthrie Bickerstaff Limited - 416-925-2212
180 Bloor Street West , Toronto , ON M5S2V6
- Home - Auto - Small Business Specialists - Free Telephone
Quotations www.guthriebickerstaff.on.ca
Keyword : retirement
Investing Guide Category : Insurance Brokers
www.guthriebickerstaff.on.ca Retirement, RRSP, OAS, CPP
Hayden Annuity & Retirement Counsellors Insurance Agency Ltd - 416-864-0669
67 Yonge Street , Toronto , ON M5E1J8
Investing Guide Category : Retirement Planning Consultants, Annuities
Retirement, RRSP, OAS, CPP
Hayden Annuity & Retirement Counsellors Insurance Agency Ltd - 416-864-9816
67 Yonge Street , Toronto , ON M5E1J8
Investing Guide Category : Retirement Planning Consultants, Annuities
Retirement, RRSP, OAS, CPP
Hazelton Place - 416-928-0111
111 Avenue Road , Toronto , ON M5R3J8
Keyword : Retire
Investing Guide Category : Retirement Communities & Homes
www.hazeltonplace.ca info.hazelton@diversicare.ca Retirement, RRSP, OAS, CPP
Hellenic Home For The Aged Inc - 416-654-7700
33 Winona Drive , Toronto , ON M6G3Z7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Kennedy Residence - 416-922-7674
300 Sherbourne Street , Toronto , ON M5A2S1
Investing Guide Category : Retirement Communities & Homes
www.kennedyresidence.ca Retirement, RRSP, OAS, CPP
Kingsway Arms - 416-266-4445
2881 Eglinton av E , Toronto , ON M1J3P4
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Lansing Residence - 416-250-7029
10 Senlac Rd , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Lansing Residence - 705-250-7029
10 Senlac Rd , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Lawton Park - 416-481-0620
101 Lawton Boulevard , Toronto , ON M4V1Z6
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Liberty Place - 416-699-6622
500 Kingston Road , Toronto , ON M4L1V3
Keyword : retirement, Liberty Place In the Beaches Retirement Residence Exceptional Retire..
Investing Guide Category : Retirement Communities & Homes
www.libertyplace.ws Retirement, RRSP, OAS, CPP
Liburd Centre - 416-531-3292
408 Dovercourt Road , Toronto , ON M6J3E7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Livingstone Lodge - 416-264-4348
65 Livingstone Avenue , Toronto , ON M6E2L7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
MacStephen & Associates - 416-861-1569
65 Queen Street West , Toronto , ON M5H2M5
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Mandis Inc - 416-593-6555
111 Peter Street , Toronto , ON M5V2H1
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Meadowcroft Retirement Communities - 416-621-2139
25 Centennial Park Rd Etobicoke , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Meighen Retirement Residence - 416-481-5557
84 Davisville Avenue , Toronto , ON M4S1G1
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Mercer - 416-868-2000
161 Bay , Toronto , ON
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
Mott John R Chartered Accountant - 416-487-7347
2300 Yonge Street , Toronto , ON M4P1E4
Professional tax specialist & advisor - CA Taxation, accounting & consulting
services Income tax return preparation & filing American expatriate & US
Keyword : retirement
Investing Guide Category : Accountants-Public
www.johnmott.com Retirement, RRSP, OAS, CPP
Mott John R Chartered Accountant & CFP - 416-487-7347
2300 Yonge Street , Toronto , ON M4P1E4
Keyword : retirement
Investing Guide Category : Financial Planning Consultants
www.johnmott.com Retirement, RRSP, OAS, CPP
Mott John R Chartered Accountant & CPA - 416-487-7347
2300 Yonge Street , Toronto , ON M4P1E4
Keyword : retirement
Investing Guide Category : Tax Consultants, Tax Return Preparation
www.johnmott.com Retirement, RRSP, OAS, CPP
New Horizons Tower - 416-536-6111
1140 Bloor Street West , Toronto , ON M6H4E6
Investing Guide Category : Retirement Communities & Homes
www.newhorizonstower.com Profile Retirement, RRSP, OAS, CPP
O'Neil Centre - 416-536-1116
33 Christie Street , Toronto , ON M6G3B1
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Patrick Longhurst Advisory Services Inc - 416-815-7200
36 Toronto Street , Toronto , ON M5C2C5
Investing Guide Category : Retirement Planning Consultants
Retirement, RRSP, OAS, CPP
PWL Capital Inc - 416-203-0067
3 Church Street , Toronto , ON M5E1M2
Portfolio Management - Financial Planning www.pwlcapital.com
Keyword : retirement
Investing Guide Category : Investment Dealers
www.pwlcapital.com Retirement, RRSP, OAS, CPP
Quench Events Inc - 647-435-7143
218 Queens Quay West , Toronto , ON M5J2Y6
Keyword : retirement
Investing Guide Category : Event Planning
www.boutique-events.com Retirement, RRSP, OAS, CPP
Ray McCleary Towers - 416-465-5495
Administration
444 Logan Avenue , Toronto , ON M4M2P1
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Retirement Compensation Funding Inc - 416-364-6444
67 Yonge Street , Toronto , ON M5E1J8
Investing Guide Category : Retirement Income Funds
www.rcf.ca Retirement, RRSP, OAS, CPP
Revera Health Services - 416-966-3456
415 Yonge Street , Toronto , ON M5B2E7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
St Anne's Place - 416-536-2761
661 Dufferin Street , Toronto , ON M6K2B3
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
St Joseph's Senior Citizens Apts (St Joseph's Place) - 416-466-7789
67 Curzon Street , Toronto , ON M4M3J3
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Tapestry At Village Gate West - 416-777-2911
5129 Dundas St West , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Terrace Gardens - 416-789-7670
3705 Bathurst , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
Terrace Gardens Retirement Residence - 416-789-7670
3705 Bathurst Street , Toronto , ON M6A2E8
Investing Guide Category : Retirement Communities & Homes, Home Health Care Services, Nurses
Retirement, RRSP, OAS, CPP
Terra Nova - 416-588-3847
1289 Dundas W , Toronto , ON M6J1X8
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
The Annex - 416-961-6446
123 Spadina , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
The Annex Retirement Residence - 416-961-6446
123 Spadina , Toronto , ON
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
The Dunfield - 416-481-8524
77 Dunfield Avenue , Toronto , ON M4S2H3
Keyword : AND EGLINTON NEIGHBOURHOOD A NEW RETIREMENT Residence Residence Inclusive Ind..
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
The Dunfield Retirement Community - 416-481-8524
77 Dunfield Avenue , Toronto , ON M4S2H3
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
The Dunfield Retirement Community - 416-481-8524
45 Dunfield Avenue , Toronto , ON M4S2H4
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
The Grenadier Retirement Residence - 416-769-2885
6-2100 Bloor Street West , Toronto , ON M6S5A5
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
The Grenadier Retirement Residence - 416-769-2885
2100 Bloor Street West , Toronto , ON M6S1M7
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
The Russell Hill Retirement Residence - 416-922-8005
262 St Clair Avenue West , Toronto , ON M4V1R8
Keyword : The Russell Hill Retirement Residence ELEGANT RETIREMENT LIVING ST. CLAIR AVENUE..
Investing Guide Category : Retirement Communities & Homes
Retirement, RRSP, OAS, CPP
TransAtlantic Transfers Inc - 416-815-0076
67 Yonge Street , Toronto , ON M5E1J8
Investing Guide Category : Retirement Planning Consultants
www.transatlantictransfers.co Retirement, RRSP, OAS, CPP
VIP SITTERS Pet & House Care - 416-361-0000
154 University Avenue , Toronto , ON M5H3Y9
Investing Guide Category : House Sitters, Kennels, Pet Sitting Services…
www.vipsitters.com Retirement, RRSP, OAS, CPP
VIP SITTERS Pet & House Care - 416-361-0000
28 Overlea Boulevard , Toronto , ON M4H1B6
Investing Guide Category : House Sitters, Kennels, Pet Sitting Services…
www.vipsitters.com Retirement, RRSP, OAS, CPP
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